The Clearing House (TCH) is a pioneering banking association and payments company known for its robust and efficient payment processing systems. Founded in 1853, it stands as the oldest payments company in the United States, providing top-tier clearing and settlement services across various payment types such as checks, ACH, and real-time payments. TCH plays a pivotal role in maintaining and operating the core payments infrastructure in the U.S., offering its member banks, which account for a significant portion of the nation’s banking assets, critical strategic guidance. Emphasizing innovation, security, and industry standards, The Clearing House is instrumental in the financial sector’s evolution. Its Real-Time Payments (RTP) network underscores TCH's dedication to enhancing the speed and security of payment transactions across the board.