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SoFi, short for Social Finance Inc., is a leading American online personal finance company that offers a suite of financial products designed to help individuals achieve financial independence. Founded in 2011, SoFi provides a range of services including student loan refinancing, mortgages, personal loans, credit cards, investments, and banking through its mobile-first platform. The company prides itself on simplifying complex financial products and delivering an exceptional customer experience with low fees and competitive rates. SoFi also offers educational resources and support to help its members make informed financial decisions. Headquartered in San Francisco, SoFi aims to transform the way people manage their money by offering innovative solutions tailored to individual needs.